Ripple
Ripplepay.com is a part of the Ripple project to develop a peer-to-peer network protocol for making decentralized Ripple payments between users on different computers.
Upgrade from LETS
If you already use a Local Exchange Trading System (LETS), this page will tell you how you and your community can upgrade from your current system to Ripple. This will allow you to get the same functionality you already had, plus a convenient set of tools for using and managing your accounts, plus a whole new world of P2P finance.
Derived from LETS
The original inspiration for Ripple was LETS, a mutual credit system where users issue new money for each other when it's needed to make a transaction. In LETS, however, users issue new money on behalf of the entire community of users and are not made directly accountable for their decisions. Ripple was originally intended to be an alternative currency system where instead of a single communal LETS, each user would operate their own mini-LETS, which other users could subscribe to at their own peril. The trick then is to route payments through this potentially complicated network of personal LETS currencies.