Difference between revisions of "Talk:Sven/AMPsuper.R"
(New section: AMP is a joke) |
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*[http://www.rbnz.govt.nz/keygraphs/Fig1.html Inflation between 1990 and 2005] | *[http://www.rbnz.govt.nz/keygraphs/Fig1.html Inflation between 1990 and 2005] | ||
*[http://www.rbnz.govt.nz/keygraphs/Fig1b.html Inflation between 1970 and 2005] | *[http://www.rbnz.govt.nz/keygraphs/Fig1b.html Inflation between 1970 and 2005] | ||
| + | |||
| + | == AMP is a joke == | ||
| + | |||
| + | Firstly the link provided above goes to a web page that is all screwed up across multiple web browers due to a javascript pull down menu. | ||
| + | The when you try to download ANY data you get an empty CSV file every time... --[[User:Sven|Sven]] 11:40, 22 January 2009 (NZDT) | ||
| + | <pre> | ||
| + | BALANCED FUND (Personal Retirement Plan) | ||
| + | |||
| + | LIMITED ACCESS BALANCED FUND (Personal Retirement Plan) | ||
| + | |||
| + | E:\Inetpub\wwwroot\ampunitprices.preview.intergen.net.nz\unithistory\balanced_fund.dat<BR>BALANCED FUND (Unit Trust) | ||
| + | |||
| + | BALANCED FUND (Insurance Bond) | ||
| + | |||
| + | LIMITED ACCESS BALANCED FUND (Insurance Bond) | ||
| + | </pre> | ||
Latest revision as of 22:40, 21 January 2009
This analysis shows that investing in a typical superannuation scheme in New Zealand is a complete waste of time unless you invest in a scheme where an employer puts in a contribution to increase your returns. This scheme although not invested for a long period of time made a return less than the rate of inflation → pathetic. Part of the money made nothing at all over 7.6 years, that is the limited access balanced portion. A better return could have been made on this money by putting it into one of those little piggy banks. Unfortunately AMP is smart and has restricted peoples ability to access this money (contract changes in 1998) allowing only a 20% withdrawal every calandar year. Often you hear advisors say "time-in, not timing" in the market, well in this case you are throwing good money after bad, and timing is important because of the dismal returns
Downloadable data
|
BALANCED FUND (Personal Retirement Plan) 20-Nov-06,17-Nov-06,17-Nov-06,16-Nov-06,15-NOV-2006,14-NOV-2006,13-NOV-2006,10-NOV-2006,9-NOV-2006,8-NOV-2006,7-NOV-2006,6-NOV-2006,31-OCT-2006,30-OCT-2006,27-OCT-2006,26-OCT-2006,25-OCT-2006,24-OCT-2006,20-OCT-2006,19-OCT-2006,18-OCT-2006,18-OCT-2006,17-OCT-2006,16-OCT-2006,13-OCT-2006,12-OCT-2006,11-OCT-2006,10-OCT-2006,9-OCT-2006,6-OCT-2006,29-SEP-2006,28-SEP-2006,27-SEP-2006,26-SEP-2006,25-SEP-2006,22-SEP-2006,22-SEP-2006,22-SEP-2006,21-SEP-2006,20-SEP-2006,19-SEP-2006,18-SEP-2006,15-SEP-2006,14-SEP-2006,13-SEP-2006,12-SEP-2006,11-SEP-2006,8-SEP-2006,7-SEP-2006,6-SEP-2006,31-AUG-2006,30-AUG-2006,29-AUG-2006,28-AUG-2006,25-AUG-2006,24-AUG-2006,23-AUG-2006,22-AUG-2006,21-AUG-2006,18-AUG-2006,17-AUG-2006,16-AUG-2006,15-AUG-2006,14-AUG-2006,11-AUG-2006,10-AUG-2006,9-AUG-2006,8-AUG-2006,7-AUG-2006,31-JUL-2006,28-JUL-2006,27-JUL-2006,26-JUL-2006,25-JUL-2006,24-JUL-2006,21-JUL-2006,20-JUL-2006,19-JUL-2006,18-JUL-2006,17-JUL-2006,14-JUL-2006,13-JUL-2006,12-JUL-2006,11-JUL-2006,10-JUL-2006,7-JUL-2006,6-JUL-2006,30-JUN-2006,29-JUN-2006,28-JUN-2006,27-JUN-2006,26-JUN-2006,23-JUN-2006,22-JUN-2006,21-JUN-2006,20-JUN-2006,19-JUN-2006,16-JUN-2006,15-JUN-2006,14-JUN-2006,13-JUN-2006,12-JUN-2006,9-JUN-2006,9-JUN-2006,8-JUN-2006,7-JUN-2006,6-JUN-2006,31-MAY-2006,30-MAY-2006,29-MAY-2006,26-MAY-2006,25-MAY-2006,24-MAY-2006,23-MAY-2006,22-MAY-2006,19-MAY-2006,18-MAY-2006,18-MAY-2006,17-MAY-2006,16-MAY-2006,12-MAY-2006,11-MAY-2006,10-MAY-2006,9-MAY-2006,8-MAY-2006,12-APR-2006,11-APR-2006,10-APR-2006,7-APR-2006,6-APR-2006,10-MAR-2006,9-MAR-2006,8-MAR-2006,7-MAR-2006,6-MAR-2006,10-FEB-2006,9-FEB-2006,8-FEB-2006,7-FEB-2006,12-JAN-2006,11-JAN-2006,10-JAN-2006,9-JAN-2006,6-JAN-2006 ,1.5392,1.5395,1.5395,1.5395,1.5379,1.5348,1.5354,1.5328,1.5308,1.5307,1.5246,1.5231,1.5306,1.5323,1.5302,1.5256,1.5205,1.5189,1.5181,1.518,1.5208,1.5208,1.5188,1.5158,1.5137,1.5115,1.5103,1.51,1.5105,1.5084,1.5042,1.4995,1.4944,1.4915,1.4958,1.4977,1.4977,1.4977,1.4933,1.4945,1.4929,1.4941,1.4925,1.4947,1.4958,1.4982,1.4964,1.4981,1.5003,1.5037,1.496,1.4987,1.4966,1.4957,1.4951,1.4969,1.4939,1.4966,1.4956,1.4934,1.4924,1.4886,1.4857,1.49,1.4926,1.4911,1.493,1.4974,1.499,1.4921,1.4904,1.4875,1.4846,1.4779,1.4825,1.4825,1.4749,1.4787,1.4826,1.4882,1.4972,1.5008,1.5035,1.5015,1.5052,1.5022,1.5033,1.49,1.4863,1.4903,1.4859,1.4857,1.486,1.4761,1.477,1.4797,1.4787,1.4657,1.4657,1.4727,1.478,1.4786,1.4873,1.4873,1.487,1.4858,1.4958,1.4918,1.4918,1.485,1.4798,1.4831,1.4879,1.492,1.4916,1.4946,1.5033,1.5033,1.5079,1.5058,1.5198,1.5215,1.5177,1.5123,1.5042,1.5239,1.5212,1.5247,1.5233,1.5232,1.474,1.473,1.474,1.4723,1.4695,1.4558,1.4546,1.4562,1.4544,1.449,1.4513,1.4516,1.4492,1.4498 Download 18-12-0728-Sep-07 27-Sep-07 26-Sep-07 25-Sep-07 24-Sep-07 21-Sep-07 20-Sep-07 19-Sep-07 18-Sep-07 17-Sep-07 14-Sep-07 13-Sep-07 12-Sep-07 11-Sep-07 10-Sep-07 7-Sep-07 31-Aug-07 30-Aug-07 29-Aug-07 28-Aug-07 27-Aug-07 24-Aug-07 23-Aug-07 22-Aug-07 21-Aug-07 20-Aug-07 17-Aug-07 16-Aug-07 15-Aug-07 14-Aug-07 13-Aug-07 10-Aug-07 9-Aug-07 8-Aug-07 7-Aug-07 31-Jul-07 30-Jul-07 27-Jul-07 26-Jul-07 25-Jul-07 24-Jul-07 23-Jul-07 20-Jul-07 19-Jul-07 18-Jul-07 17-Jul-07 16-Jul-07 13-Jul-07 12-Jul-07 11-Jul-07 10-Jul-07 9-Jul-07 29-Jun-07 28-Jun-07 27-Jun-07 26-Jun-07 25-Jun-07 22-Jun-07 21-Jun-07 20-Jun-07 19-Jun-07 18-Jun-07 12-Jun-07 11-Jun-07 8-Jun-07 7-Jun-07 11-May-07 10-May-07 9-May-07 8-May-07 7-May-07 12-Apr-07 11-Apr-07 10-Apr-07 12-Mar-07 9-Mar-07 8-Mar-07 7-Mar-07 12-Feb-07 9-Feb-07 8-Feb-07 7-Feb-07 12-Jan-07 11-Jan-07 10-Jan-07 9-Jan-07 8-Jan-07 1.6345 1.6361 1.6303 1.6189 1.6182 1.6201 1.6207 1.6082 1.6143 1.6148 1.6124 1.6155 1.6142 1.6143 1.6188 1.6174 1.601 1.5888 1.5962 1.601 1.5954 1.5988 1.5907 1.5875 1.5902 1.5808 1.5701 1.574 1.5814 1.5805 1.5788 1.5893 1.5853 1.577 1.5733 1.5767 1.5779 1.5895 1.588 1.5925 1.594 1.6001 1.5974 1.5973 1.5978 1.5999 1.6 1.5926 1.5925 1.5968 1.5955 1.5916 1.5912 1.5853 1.5914 1.5943 1.5985 1.5974 1.6038 1.5968 1.5967 1.5883 1.5783 1.5765 1.5914 1.5994 1.597 1.5923 1.5952 1.5928 1.5856 1.5762 1.579 1.5749 1.5667 1.5616 1.5612 1.5552 1.5775 1.5791 1.5793 1.5714 1.5571 1.5544 1.5549 1.553 1.5552 LIMITED ACCESS BALANCED FUND (Personal Retirement Plan) 20-Nov-06,17-Nov-06,17-Nov-06,16-Nov-06,15-NOV-2006,14-NOV-2006,13-NOV-2006,10-NOV-2006,9-NOV-2006,8-NOV-2006,7-NOV-2006,6-NOV-2006,31-OCT-2006,30-OCT-2006,27-OCT-2006,26-OCT-2006,25-OCT-2006,24-OCT-2006,20-OCT-2006,19-OCT-2006,18-OCT-2006,18-OCT-2006,17-OCT-2006,16-OCT-2006,13-OCT-2006,12-OCT-2006,11-OCT-2006,10-OCT-2006,9-OCT-2006,6-OCT-2006,29-SEP-2006,28-SEP-2006,27-SEP-2006,26-SEP-2006,25-SEP-2006,22-SEP-2006,22-SEP-2006,22-SEP-2006,21-SEP-2006,20-SEP-2006,19-SEP-2006,18-SEP-2006,15-SEP-2006,14-SEP-2006,13-SEP-2006,12-SEP-2006,11-SEP-2006,8-SEP-2006,7-SEP-2006,6-SEP-2006,31-AUG-2006,30-AUG-2006,29-AUG-2006,28-AUG-2006,25-AUG-2006,24-AUG-2006,23-AUG-2006,22-AUG-2006,21-AUG-2006,18-AUG-2006,17-AUG-2006,16-AUG-2006,15-AUG-2006,14-AUG-2006,11-AUG-2006,10-AUG-2006,9-AUG-2006,8-AUG-2006,7-AUG-2006,31-JUL-2006,28-JUL-2006,27-JUL-2006,26-JUL-2006,25-JUL-2006,24-JUL-2006,21-JUL-2006,20-JUL-2006,19-JUL-2006,18-JUL-2006,17-JUL-2006,14-JUL-2006,13-JUL-2006,12-JUL-2006,11-JUL-2006,10-JUL-2006,7-JUL-2006,6-JUL-2006,30-JUN-2006,29-JUN-2006,28-JUN-2006,27-JUN-2006,26-JUN-2006,23-JUN-2006,22-JUN-2006,21-JUN-2006,20-JUN-2006,19-JUN-2006,16-JUN-2006,15-JUN-2006,14-JUN-2006,13-JUN-2006,12-JUN-2006,9-JUN-2006,9-JUN-2006,8-JUN-2006,7-JUN-2006,6-JUN-2006,31-MAY-2006,30-MAY-2006,29-MAY-2006,26-MAY-2006,25-MAY-2006,24-MAY-2006,23-MAY-2006,22-MAY-2006,19-MAY-2006,18-MAY-2006,18-MAY-2006,17-MAY-2006,16-MAY-2006,12-MAY-2006,11-MAY-2006,10-MAY-2006,9-MAY-2006,8-MAY-2006,12-APR-2006,11-APR-2006,10-APR-2006,7-APR-2006,6-APR-2006,10-MAR-2006,9-MAR-2006,8-MAR-2006,7-MAR-2006,6-MAR-2006,10-FEB-2006,9-FEB-2006,8-FEB-2006,7-FEB-2006,12-JAN-2006,11-JAN-2006,10-JAN-2006,9-JAN-2006,6-JAN-2006 ,1.0095,1.0101,1.0101,1.01021.0091,1.007,1.0075,1.0059,1.0046,1.0047,1.0004,0.9994,1.0054,1.0067,1.0055,1.0023,0.9988,0.9978,0.9976,0.9976,0.9997,0.9997,0.9984,0.9963,0.9952,0.9937,0.9929,0.9928,0.9933,0.9921,0.9897,0.9865,0.983,0.981,0.9842,0.9858,0.9858,0.9858,0.9828,0.9837,0.9827,0.9836,0.9827,0.9844,0.9852,0.9871,0.9859,0.9874,0.9891,0.9916,0.9867,0.9887,0.9873,0.9868,0.9868,0.988,0.986,0.988,0.9874,0.9861,0.9855,0.9829,0.9809,0.9841,0.9862,0.9852,0.9866,0.9898,0.991,0.9868,0.9859,0.9839,0.982,0.9774,0.9806,0.9809,0.9757,0.9785,0.9813,0.9854,0.992,0.9946,0.9967,0.9953,0.9981,0.9962,0.9971,0.9883,0.9858,0.9887,0.9856,0.9856,0.9861,0.9792,0.9799,0.9819,0.9813,0.9725,0.9725,0.9775,0.9814,0.9819,0.9882,0.9882,0.9881,0.9874,0.9944,0.9922,0.9923,0.9876,0.9842,0.9866,0.9902,0.9932,0.9929,0.9954,1.0016,1.0016,1.005,1.0036,1.0142,1.0155,1.0128,1.009,1.0033,1.0201,1.0182,1.0209,1.0202,1.0202,0.987,0.9864,0.9872,0.9861,0.9841,0.9765,0.9757,0.9769,0.9758,0.9744,0.9761,0.9765,0.9748,0.9755 |
links
- Information for the Reserve Bank
AMP is a joke
Firstly the link provided above goes to a web page that is all screwed up across multiple web browers due to a javascript pull down menu. The when you try to download ANY data you get an empty CSV file every time... --Sven 11:40, 22 January 2009 (NZDT)
BALANCED FUND (Personal Retirement Plan) LIMITED ACCESS BALANCED FUND (Personal Retirement Plan) E:\Inetpub\wwwroot\ampunitprices.preview.intergen.net.nz\unithistory\balanced_fund.dat<BR>BALANCED FUND (Unit Trust) BALANCED FUND (Insurance Bond) LIMITED ACCESS BALANCED FUND (Insurance Bond)
